Stockton Auto Insurance Quotes

At IIS we get you the best and least expensive auto insurance quotes available. We know that shopping for coverage can be time-consuming. Calling each company for rates takes hours, and once you have collected the data, it is hard to be sure you are comparing apples to apples in terms of coverage. Fortunately, the specialists at IIS are standing by to help. We provide quotes from multiple agencies, so you have the convenience of making comparisons right in your agent’s office. While the professionals at IIS are ready to give you expert guidance and support, it is wise to understand what you should be looking for in a policy provider.

State Licensure

Before recommending any auto coverage, IIS verifies that the company is licensed to operate in California. While you might hear people talking about getting great quotes online, these businesses are not always recognized by the state commission. That means, if you file a claim and there is a problem with the way your insurer handles the issue, your state commission cannot intervene on your behalf.

Claims Service

Any car accident, no matter how minor, is enough to leave you shaken. You want to be sure you have the most reliable agency in your corner so that your representative will be helpful, responsive, and fair. It is important to have your claim handled promptly and accurately, as this directly impacts how soon funds will be released. Before you commit to any one company, have a conversation with the company’s service area representative. Get a feel for their customer philosophy, and be sure your needs will come first. This is evidenced by the agent’s willingness to answer questions and address concerns, as well as the avoidance of hard-sell tactics, in favor of choosing solutions that are right for you.

Check the company’s record with the Better Business Bureau, and verify that the rating is high, the number of complaints is low, and if any were filed, be sure they were resolved right away. The California State Insurance Commission keeps similar records, making it another good resource for evaluating companies on their customer care. Of course, at IIS, you always come first. Our loyal clients prove that again and again when they choose us to find the best car insurance policies in the state.

Price and Value

Finally, when searching for the highest value, the cost of the coverage compared to the value received is a huge factor in deciding which company to choose. It is not just about cheap car rates. This state definitely has its share of shady dealers, so just looking at the bottom line can backfire if there are many loopholes and technicalities that make it easy for the company to deny your claim in case of injury or property damage. It is also important to remember that the best value at low rates is harder to come by if your driving record has blemishes. The lowest rates are assigned to drivers that have the lowest risk of an accident, and some discount insurers will only sell policies to those with a perfect or near perfect record.

The agents at IIS understand how to find you value-added coverage, so you get the most possible bang for every dollar you spend. We know which companies are most likely to offer you a policy at a reasonable price, particularly if you have a less-than-perfect driving record. Visit us today for more information on how our services will help you save.