Uber Black and Limo Insurance

Commercial auto insurance guides for Uber Black, Lyft Black and limo owner-operators in California: TCP permits, CPUC filings, costs and airport permits.

Black car service insurance infographic: a two-circle diagram showing that app rides and private client work share one TCP permit and one commercial policy, with the CPUC requirements in the middle

Black Car Service Insurance: Private Clients, Corporate Accounts, Same TCP

A lot of the Uber Black drivers we insure do not stay Uber app-only for too long. A regular passenger asks for a direct number, a hotel concierge starts sending airport runs, a small company wants a car for its visiting executives. At that point you are running a black car service, and the question […]

Black Car Service Insurance: Private Clients, Corporate Accounts, Same TCP Read More »

Best commercial insurance for Uber Black infographic showing the four items that move a quote, the 2026 price range for a one-car owner-operator, and what a cancellation does to a TCP permit

Best Commercial Insurance for Uber Black: Getting Quoted and Staying Covered

Most Uber Black owner-operators who call us have already learned the hard part: a personal auto policy does not qualify, and most standard insurance companies do not write livery coverage at all. What they want to know next is practical. What do you need from me to quote it, how fast can it be bound

Best Commercial Insurance for Uber Black: Getting Quoted and Staying Covered Read More »

Cheapest commercial insurance for Uber Black infographic: seat maps showing 8 or fewer seats at $750,000 and 9 to 15 seats at $1,500,000 under CPUC General Order 115

Cheapest Commercial Insurance for Uber Black: Why Your SUV’s Seat Count Sets the Price

Everyone shopping for the cheapest commercial insurance for Uber Black asks about the driving record, the vehicle year, and the insurance company. Almost nobody asks about the seat count, and for SUV drivers that one number can move the required liability limit from $750,000 to $1,500,000. That is the biggest single swing we see on

Cheapest Commercial Insurance for Uber Black: Why Your SUV’s Seat Count Sets the Price Read More »

How to get a TCP permit in California infographic: six CPUC steps, the $1,000 application fee, $750,000 liability minimum, and 3-year renewal

How to Get a TCP Permit in California and Apply With CPUC

To get a TCP permit in California, you apply to the California Public Utilities Commission (CPUC), meet its business and safety requirements, and have commercial insurance in place before the permit is issued. The same process applies to Uber Black drivers and to anyone starting a limousine, black car, or other prearranged passenger service. Our

How to Get a TCP Permit in California and Apply With CPUC Read More »

Uber Black driver requirements driving record infographic showing which record items are usually fine, raise the price, or often disqualify

Uber Black Driver Requirements Driving Record for CA Drivers

For California drivers, Uber Black takes more than a black luxury car. Your driving record has to hold up under Uber’s screening, the state’s commercial rules, and an insurance company’s underwriting. If you are getting set up, our page on Uber Black and limo insurance in California covers the commercial insurance side. This post is

Uber Black Driver Requirements Driving Record for CA Drivers Read More »

Uber Black car requirements California infographic: 7 years or newer, black inside and out, seats 4 or more, commercial insurance

Uber Black Car Requirements California: Which Cars Qualify

Uber Black can pay more than standard rideshare in California, but the entry bar is much higher. Your car has to meet Uber’s age, color, interior, seating, and condition rules, and you need commercial insurance and a state permit before you take a single trip. Our page on Uber Black and limo insurance in California

Uber Black Car Requirements California: Which Cars Qualify Read More »

Infographic showing five steps to get Uber Black insurance in California: get a livery quote, confirm at least $750,000 liability, bind the policy, the carrier files proof with the CPUC, and upload documents to Uber.

How to Get Uber Black Insurance in California

To get Uber Black insurance in California, you go through a licensed agent who is appointed with livery markets, because most standard car insurance companies don’t write this coverage. IIS Insurance Services is appointed with several general agencies that write livery policies, and our Uber Black and limo insurance in California page lays out the

How to Get Uber Black Insurance in California Read More »

Limo insurance checklist infographic: confirm the vehicle seats match your CPUC liability limit, the chauffeur is approved by your carrier, the certificate is sent to the client, and the policy is paid and active.

Limo Insurance California: What Limo Business Owners Should Know

Limo insurance in California is commercial auto coverage written for chauffeured transportation and filed with the CPUC under your TCP permit, and for a limo business the details change with every vehicle, chauffeur, and client you add. IIS Insurance Services is appointed with several general agencies that can write livery coverage, and our Uber Black

Limo Insurance California: What Limo Business Owners Should Know Read More »

Reviews
★★★★★ 4.9
280+ reviews See our rating